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Terms of Service

Last updated: April 2026

⚠️ Important: Zorrito is an experimental DeFi protocol. By using this site or interacting with the smart contracts, you accept all risks described below. Read carefully before proceeding.

1. The Protocol

Zorrito ("the Protocol") is a no-loss savings game deployed on the Celo blockchain. Users deposit USDT, which is supplied to Aave V3 on Celo to generate yield. That yield accumulates in a prize pool distributed to one randomly selected participant each year. Deposited principal is never put at risk by the Protocol's design — users can withdraw their deposit at any time.

The Protocol operates through immutable smart contracts. There is no admin key, no owner, and no party capable of pausing, upgrading, or draining the contracts. Interaction with the Protocol is direct and permissionless.

2. Acceptance of Terms

By accessing zorrito.app or interacting with the Zorrito smart contracts, you confirm that you have read, understood, and agreed to these Terms. If you do not agree, do not use the Protocol.

You must be of legal age in your jurisdiction to participate. By using Zorrito you represent that you are not located in a jurisdiction where participation in DeFi protocols is prohibited by law.

3. No Financial or Legal Advice

Nothing on this site constitutes financial, investment, legal, or tax advice. All content is provided for informational purposes only. You are solely responsible for evaluating the Protocol and making your own decisions. Consult a qualified professional before participating.

4. Assumption of Risk

You expressly acknowledge and accept the following risks:

  • Smart contract risk: The Zorrito contracts may contain bugs or vulnerabilities. Although audits and testing have been performed, no smart contract is guaranteed to be free of exploits.
  • Third-party protocol risk: Deposited USDT is supplied to Aave V3. Aave is an independent protocol. An exploit, governance attack, or liquidity crisis in Aave could result in partial or total loss of funds. Zorrito has no control over Aave.
  • Stablecoin risk: USDT is issued by Tether. A depegging event or regulatory action against Tether could affect the value of your deposit.
  • Blockchain risk: Transactions on Celo are irreversible. Network congestion, forks, or protocol upgrades may delay or prevent transactions.
  • Wallet risk: You are solely responsible for the security of your private keys and wallet. Lost keys mean lost funds. Zorrito cannot recover accounts.
  • Regulatory risk: The regulatory environment for DeFi protocols is evolving. Future regulation may affect your ability to access or use the Protocol.
  • No insurance: Funds deposited in Zorrito are not insured by any government entity or third-party insurance protocol.

By using the Protocol you release Zorrito, its contributors, and any associated parties from any and all claims arising from these risks.

5. Smart Contracts Are Your Counterparty

When you deposit, feed, or withdraw, you are interacting directly with smart contracts on the Celo blockchain — not with any company or individual. The smart contracts are your sole counterparty. Zorrito is not a party to any transaction you execute on-chain.

6. No Warranty

The site and Protocol are provided "as is" and "as available" without any warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or availability. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Zorrito and its contributors accept zero liability for any loss of funds, loss of data, or any other damages arising out of or related to your use of the Protocol — regardless of cause, including but not limited to smart contract bugs, third-party protocol failures, network issues, or user error.

Any loss incurred while using Zorrito is entirely the responsibility of the user. By using the Protocol you expressly acknowledge this and waive any claim against Zorrito or its contributors.

8. Third-Party Services

Zorrito integrates with third-party services including Aave, The Graph, WalletConnect, and Celo. These services have their own terms and privacy policies. Zorrito is not responsible for the availability, accuracy, or conduct of any third-party service.

9. Intellectual Property

The Zorrito name, logo, and site design are proprietary. The smart contract code is open-source and available for review. Nothing in these Terms grants you a license to use Zorrito's trademarks or branding.

10. Modifications

These Terms may be updated at any time. Continued use of the site after changes are posted constitutes acceptance of the updated Terms. The "Last updated" date at the top of this page will reflect the most recent revision.

11. Governing Law

These Terms are governed by and construed in accordance with applicable law. Any disputes shall be resolved through binding individual arbitration. You waive any right to participate in a class action lawsuit or class-wide arbitration.

12. Contact

For questions about these Terms, reach the dev team directly on Telegram: t.me/+6nOubL70I5UwZmFk

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